By completing a transaction with Jowma or its affiliates, you acknowledge and agree to the following terms:

Non-Refundable Payments: All payments made for event registrations are non-refundable. Once your registration is processed, we cannot issue refunds, regardless of circumstances.

Right to Void Registrations: We reserve the right to void or cancel any registrations at our discretion. This may be due to various factors, including but not limited to event capacity, inaccuracies in registration information, or non-compliance with our terms and policies.

Cardholder Agreement Compliance: As a customer, you agree to abide by the terms of your cardholder agreement. This includes ensuring that all provided payment information is accurate and that you have the authorized use of the credit/debit card for this transaction.

Please ensure you have read and understood these terms before proceeding with your payment.
Your completion of any transaction signifies your acceptance of these conditions.